Financing

Spread it across monthly payments — without surprises.

Bigger installs (boiler, furnace, AC, water heater, repipe) qualify for flexible monthly financing through our Financeit partner. Soft credit check to apply, fast decision, no prepayment penalty.

In partnership with

Financeit — financing partner

Financeit is one of Canada's largest home-improvement financing platforms — used by 9,000+ contractors across the country. We've partnered with them so qualified Calgary customers can take on a needed install without putting the whole cost on a credit card.

How it works

Four steps from quote to first payment.

Whether you finance or pay outright, the quote and the work are the same. Financing is just a payment option you can choose at the end if it makes sense for your budget.

01

Get a written quote

Book a free assessment. We come out, scope the job, and put an all-in price in writing — financing is optional, the quote is yours either way.

02

Apply online with Financeit

If you want to spread it out, the Financeit application takes a few minutes. Soft credit check, instant decision in most cases, no impact on your credit score to apply.

03

We start the work

Once approved, we book your install. Work starts on your normal schedule — financing doesn't slow down dispatch or delivery.

04

Pay monthly, no surprises

Fixed monthly payments at the agreed rate. No prepayment penalty if you want to pay it off early, no balloon at the end.

What it looks like

Sample payment ranges.

These are illustrative ranges based on typical jobs and Financeit's standard rates — your actual quote and rate come from the application. No two installs are identical, so we always price your specific job in writing first.

36-month example

Boiler service + minor repair

~$45 – $90 / mo$1,500 – $3,000 total

60-month example

Furnace replacement

~$95 – $155 / mo$5,000 – $8,000 total

60-month example

Boiler install + venting

~$155 – $290 / mo$8,000 – $15,000 total

60-month example

Whole-home repipe (PolyB)

~$195 – $485 / mo$10,000 – $25,000 total

*Illustrative only. Actual rates and terms depend on the loan amount, term length, and your credit profile. Financeit terms and conditions apply.

What qualifies

Best fit for bigger jobs.

Financing makes sense once a job clears about $1,500 — the services below are the ones we most often help finance. Smaller service calls and minor repairs aren't worth the paperwork; we'll tell you straight which side of the line your job falls on.

FAQ

Common financing questions.

Will applying affect my credit score?

No — Financeit uses a soft credit check for the initial application, which doesn't affect your score. A hard pull only happens if you accept and proceed with a loan, the same as any other lender.

How quickly do I get a decision?

Most applications get an instant decision online. If something needs review, Financeit usually comes back within one business day.

Is there a prepayment penalty?

No. You can pay the loan off early at any time with no penalty.

Do I have to use Financeit?

Not at all. The financing is optional — every quote we provide is the same price whether you pay outright, finance through Financeit, or use your own bank.

What's the interest rate?

Rates depend on the loan amount, term length, and your credit profile. The Financeit application shows your specific rate before you accept anything. We don't add markup — the rate Financeit offers is the rate you get.

Can I finance a repair, not just an install?

Larger repairs (over about $1,500) generally qualify. Smaller service calls usually don't make sense to finance — we'll tell you straight if a job is too small to be worth the paperwork.

What if I'm a Calgary renter or landlord?

Financing is for the property owner. If you're a renter, the homeowner needs to apply. We handle both single-family installs and small multi-unit work in Calgary and Airdrie.

Ready to start

Get a written quote first — finance after if it fits.

Book a free, no-obligation assessment. We'll quote your specific job upfront, and you can decide whether to pay outright, apply through Financeit, or use your own bank — no pressure either way.

Ready when you are

Book a Red Seal plumber in Calgary.

Free estimates, upfront pricing, and a satisfaction guarantee — local technicians who treat your home like their own.

Free estimate · No service charge for quotes · BBB Accredited